There are many things to consider before purchase insurance for business car. The standard policy of car insurance includes collision insurance, which covers the damage to the car itself when it hits another vehicle, comprehensive insurance which covers all other damage to the car, and liability and medical payment insurance, which covers bodily injuries that occurs as the result of an accident.
Insurance is one of those expenses that most small business owners don’t think much about until it’s too late. As a small business owner, all car or other vehicles used in your business should have car insurance. This insurance protects you from financial losses caused accidents involving your business car. If you use your personal car for business, you should remember that your personal insurance policy may not cover business use of your car. If your personal coverage doesn’t cover business use, you should consider getting car insurance for business use.